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Chase Manhattan Bank... are you fucking kidding me?

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  • valkyrie
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    [QUOTE=Deviant Ollam;98960]sadly, a lot of these issues come down to the fact that most consumers are pretty brainless and are "impressed" with new gadgets and gizmos... considerations of privacy and whatnot are sadly off the radar, at least initially.

    hell, i thought this was a joke when i saw this image recently, but it's actually real...


    Yes, according to this article (which is a tiny bit sensationalistic, but draws the right conclusions in my opinion concerning what path the technology could one day wander down) reports on mini cooper dealerships giving customers the option of an RFID key fob (which must have been active RF, given the ranges involved) that would trigger street-level events (like billboards shooting out personalized messages.){/quote}

    I concur. Even people in my own community choose to obtain relatively worthless trinkets in return for their personal information. Your coin now IS your personal information. Hold it close to the vest (or weskit, as a very wise halfling once stated). And the counter argument that one has nothing to hide is ill-advised in the extreme. Thank you DO.

    Regards,

    valkyrie

    ______________
    sapere aude

    t

    Leave a comment:


  • Deviant Ollam
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    sadly, a lot of these issues come down to the fact that most consumers are pretty brainless and are "impressed" with new gadgets and gizmos... considerations of privacy and whatnot are sadly off the radar, at least initially.

    hell, i thought this was a joke when i saw this image recently, but it's actually real...


    Yes, according to this article (which is a tiny bit sensationalistic, but draws the right conclusions in my opinion concerning what path the technology could one day wander down) reports on mini cooper dealerships giving customers the option of an RFID key fob (which must have been active RF, given the ranges involved) that would trigger street-level events (like billboards shooting out personalized messages.)

    the bulk of the public wouldn't understand it, the rest of the public would think it a neat novelty, and (sadly) the hacker world and some fringe survivalist lunatics are likely the only people whose initial reaction to crap like this is anything close to concern.

    Leave a comment:


  • Thorn
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Originally posted by Wing View Post
    Crud, I forgot all about RFID when I signed up for the JetBlue amex (bastards have won me over as a nice little consumer with their promises of free transcontinental flights on an airline that doesn't suck). Not sure if this particular card is RFID equipped, but being American Express I wouldn't doubt it for a second.

    Nice to know about the microwave trick - as soon as my card gets here it's taking a ride in the good old non-food microwave.
    Yes, the Amex JetBlue cards have RFID. You can actually see both the RFID chip and the antenna in those cards, since they are made from clear plastic.

    Leave a comment:


  • Wing
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Crud, I forgot all about RFID when I signed up for the JetBlue amex (bastards have won me over as a nice little consumer with their promises of free transcontinental flights on an airline that doesn't suck). Not sure if this particular card is RFID equipped, but being American Express I wouldn't doubt it for a second.

    Nice to know about the microwave trick - as soon as my card gets here it's taking a ride in the good old non-food microwave.

    Leave a comment:


  • astcell
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    In 1999 I received a new credit card in the mail out of the blue and thought nothing of it. A month later I got a bill, and it was maxxed out.

    Apparently the bad guys found a statement of somehow got my cred card number and address. Not that hard really. In order to know my card expiration date they called in and requested replacement cards. Bingo, now the expiry date is three years from that date.Then they shopped online.

    Be careful.

    Leave a comment:


  • 0x58
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Originally posted by noid View Post
    So if you fight with them long enough they can issue you a card without RFID in it? That means that somewhere they have a contingency plan for customers that know whats up (or are really, really, resistant to change). The trick now is to find out if its more than BofA that is set up for that.
    It is a standard Visa credit card, so somewhere these people have to know that people don't want this new fancy system. I just hope that they don't start adding it to debit cards as well, as that is even worse than just credit cards, since it is a lot harder to get money back from your bank for fraudulent charges on your debit card.

    Leave a comment:


  • noid
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    So if you fight with them long enough they can issue you a card without RFID in it? That means that somewhere they have a contingency plan for customers that know whats up (or are really, really, resistant to change). The trick now is to find out if its more than BofA that is set up for that.

    Leave a comment:


  • 0x58
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Microwave them. The mag stripe is still good to use, and the credit card will have a burn hole in it, but the card is still good.

    Think my friend did 10 seconds in the microwave. Took care of the RFID stuff real fast.

    I on the other hand spent almost 2 hours on the phone with Bank of America to get a new credit card from them without the RFID stuff on it.

    Leave a comment:


  • Greyhatter
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Originally posted by xor View Post

    I was under the impression sending new cards out without first notifying people was illegal even for current subscribers.

    xor
    Then my Visa company has been doing that wrong all these years. I get a new card every two years and have never been notified in advance it was coming. The cards delivered to neighbors by mistake could have been expoited for some time before I ever knew what hit me.

    Leave a comment:


  • goathead
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    What I find frightful is that the card came in the mail ready to use; armed for spending.

    Obviously seems ripe for abuse in several ways. The ethically challenged person who gets the card, doesn't activate using the 800#, runs up a bill buying things that they've wanted but clearly out of the normal spending pattern, then contests all charges by claiming that they never received the card. Would be more convincing if charges using the old card and new card were made at brick and mortar stores that are not located near each other, with nearly identical timestamps. More likely the local scrap scavenger who hits the mailboxes buys goods on your credit.

    In either case the charges would end up on the cardholders bill. This is as bad as sending cash thru snail mail... except that the available spend and potential abuse is only bound by your credit limit. ... and Joe Tweeker can do it from a mailbox grab.

    I do not currently use Chase, but thanks for the heads up on their cards. I will be watching for any such things from my providers.

    Leave a comment:


  • xor
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    The technology IMHO sucks.

    Point: you still have to take the card out and touch it to a reader and then actually hold it there for a few seconds. Whether by design or just crap technology it doesn't deliver on the easy of use promise at all. It's much easier & faster to just swipe.

    Don't like Blink, that's what microwaves are for. 5 seconds in the microwave and you can mail the burnt dead chip back to the credit card companies. Maybe even send it in a little zippered rubber bag :-) (I think I just created a new product). For further details talk to Barry; I think he even has pictures.

    I was under the impression sending new cards out without first notifying people was illegal even for current subscribers. I guess the additional tax burden of these reckless and desperate credit card companies will be placed once again on us, the tax payers via greater fraud tax write offs by the companies.

    xor

    Leave a comment:


  • Thorn
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Originally posted by renderman View Post
    http://www.youtube.com/watch?v=X034R3yzDhw

    The above youtube clip has his response to my question.
    So I didn't do too bad for a paraphrase...
    Last edited by Thorn; August 30, 2008, 12:41. Reason: Typo

    Leave a comment:


  • renderman
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    http://www.youtube.com/watch?v=X034R3yzDhw

    The above youtube clip has his response to my question.

    Leave a comment:


  • Thorn
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Originally posted by howstuffworks.com
    when the process operates properly, it's actually more secure than using a magnetic-strip credit card. The information on a magnetic strip can be read, altered or duplicated using a variety of devices that have been available for years. The encryption built into a blink card make this particular form of theft impossible.
    Riiiiiiight. Nice to see that howstuffworks.com has swallowed that gallon of kool-aid.

    Originally posted by Deviant Ollam View Post
    As Major Malfunction has shown time and time again (and demonstrated this year at Black Hat using this same technology) these sorts of security-related promises from the industry always fail to execute properly in practice.
    I missed that Major had another RFID exploit, but it's hardly surprising.

    Originally posted by Tom O'Donnell, senior vice president of marketing at Chase
    the benefit to the consumer will be increased ease of use. You need only to wave the card or tap the card on the reader. In some cases, you might just need to wave a purse or wallet carrying the card within a few centimeters of the reader.
    And someone walking through a crowd with a reader isn't a problem? That is NOT a feature, and most decidedly is a BUG in my mind. People bitch about identity theft, but are so freaking lazy that they'll carry a card that can be read remotely so that they don't have to take it out of they're wallet? I've been carrying all my cards in an RF-shielded wallet for over two years now, precisely because of this issue. People call me paranoid about this, but it's not exactly unfounded.

    First, consider the case of the Johns Hopkins researchers who were able to break the encoding of the Texas Instruments' RFID chips used in the Mobil SpeedPass and the Ford ignition keys.

    Now add to that what Adam Savage said at the Last HOPE (And I'm paraphrasing here...) in response to Rendermans' question about another RFID segment on MythBusters and you begin to see exacly why I'm paranoid about it.

    Originally posted by Adam Savage {paraphrased}
    Forget it, man, it's not going to happen. We looked at it doing it ... Tory (Bellecci) and and a producer did a telephone conference call with some people from Texas Instruments about it. The T.I. people brought in a bunch of lawyers from American Express, Citibank, and some other credit card companies to the call. The lawyers gave some not so veiled threats about suing us and Discovery if we did anything about RFID. I've never seen Tory so shook as when he got off that phone call."
    (If there is anything inaccurate/missing about this statement, it's my omission, and if anyone has the recording of Adam Savage and would care to transcribe that portion, please feel free to correct what I've written here.)

    The bottom line on this is that there are some real and potential issues about these cards that the credit card companies are worried about, yet they are pushing this technology out to the public who is unaware of the potential problems.

    Leave a comment:


  • renderman
    replied
    Re: Chase Manhattan Bank... are you fucking kidding me?

    Alright, alright, I'll get on creating a debacle. No rest for the wicked I guess

    Leave a comment:

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